How To Conquer Your Junior Year

Every summer, I sit down with my soon-to-be juniors and give them a pep talk.  It is no secret that the junior year of high school is notorious for being difficult, busy, and downright stressful.  However, it doesn’t have to be that way.  No really.

I find that if students know the purpose behind the importance of the junior year, they head into it with more motivation.  It’s like climbing a mountain without knowing if you will have a brick wall blocking the view on the other side.

Yes, the junior year is important. Yes, you will work hard.  But it is all building towards your goals.  It is not only helping you get closer to the top of the mountain but guaranteeing a pretty amazing view on the other side.

Here are the main areas I tell my students to focus on during their junior year of high school and why they are important.

Grades:  Junior year grades get a lot of attention, but few students understand why. Your academic transcript is the most important part of your college application.  Usually, your junior year grades are the last set of official grades colleges will see when they review your applications.  Most colleges will look at your senior year courses, and some will ask for your first quarter or mid-year grades.  However, by the time they see your senior year grades, they may have already made a decision on your application and use updated grades to reinforce that decision.

Strong grades are not only essential to the college application process but they are also considered in the merit aid process.  Think of every A as “money in the bank.”  The higher your grades, the more options you will have.  Also, do not fall into the trap of thinking that a “C” in an AP course is really a “B.”  A “C” is a “C”.  You need to show colleges that you took challenging courses because you can do well in them, not just to boost your GPA.  

Relationships With Teachers and School Counselor:  There are so many students who do not consider the value of having a good relationship with teachers.  It is not just about completing your work on time (though that is important); it is also about participating in class, helping other students succeed, and showing intellectual curiosity.  Colleges want to know how you are going to add to their academic environment, not just that you can do the work.

Colleges will look to your school counselor’s letter of recommendation to learn more about how you contributed to your school community.  Make sure to talk to your counselor about what you are involved in.  Ask for suggestions for internship or scholarship opportunities.  Have a conversation with your school counselor about something other than issues with your class schedule.

Shaping Your Personal Qualities:  Not only do colleges want to know how you will add to their academic environment, but they also want to know how you are going to add to their greater community.  They assess this portion of your application through your recommendations (see above) and your involvement.  It is important that you show depth in your interests.  The number of extracurricular activities is not as important as quality.

So your junior year is the perfect time to dive into your activities.  Are you interest in politics? Help with a political campaign or see if you can intern for a local representative.  Are you an amazing swimmer?  Look for a job as a swim instructor or coach your local Special Olympics team.  Take a look at the activities you are already doing and expand on them.  You don’t have to be good at everything, but showing focus in one or two particular areas will show colleges the depth of commitment.

College Research:  Now is the time to do thorough research on colleges. Collecting information, asking questions, planning well-thought-out college visits, etc. will not only help you learn about a specific college but will also help you narrow down what you are looking for in your college experience.  There is more information about colleges online now than ever.  Schedule a few online information sessions or virtual tours to start getting an idea of what you are looking for in your college experience. 

Standardized Testing Plan: After researching the standardized testing requirements for the schools you are interested in, you need to determine which standardized test you need to take (SAT or ACT). You also need to develop a plan for how you will prepare for each test.  Finally, you should determine your official test dates. It is recommended that you try to complete your official testing by the end of your junior year.  This will help you narrow down your college list and make sure you are on track.  Also, be aware that many schools are now test-optional, meaning that if your SAT or ACT scores are not an accurate reflection of your academic ability, you do not have to submit them.  Several schools have also adopted test-blind or score-free testing policies, meaning they do not use test scores in their application review process.  If you submit test scores, they will be ignored. 

Balance and Quality of Life:  Junior year is a good time to begin practicing stress management techniques (i.e. maintain an exercise routine, taking time for yourself, etc.) to maintain balance and healthy quality of life.  Also, make sure to ask for help when you need it.  There are plenty of people around willing to help you problem solve and brainstorm different approaches to the situations that may arise throughout the year!  

So there you have it- all of the goals you need to focus on for the junior year of high school. Remember to break each goal down into manageable pieces.  By tackling each task in smaller parts, you will feel better about conquering the notorious junior year!

6 Steps to Find Scholarships

Like many things with the college process, searching for scholarships can be overwhelming.  However, if you start early and stay organized, you can obtain the money you need to close the gap between your college savings and educational expenses.  What does that mean?  Well, it can put you closer to graduating from college debt-free.
So, where do you start?  Follow these 6 steps to find the scholarship money you need to obtain your educational goals.
1. Get organized.  Once you join scholarship databases (more on that below), you may be overwhelmed with emails.  Create an email account and use it exclusively for your scholarship search. Set a reminder in your calendar to check it at least once a week. You should also organize the scholarships you intend to apply for by using a spreadsheet.  College Mindset’s Scholarship Tracker will help keep you organized (and it is free!).
2. Think about you. The next step to generating a list of scholarships to apply to is to think about all of the things that make you, well you. Then, use a search engine (like Google) to see what is out there.  Are you an only child? Google “only child + scholarships.” Are you a female interested in engineering? Google “female engineering + scholarships.” Make a list of the following:
• Extracurricular activities: volunteer, Editor of the school newspaper, Scout member, leader in religious youth groups, etc.
• Personal Interest: animal rights activists, engineering, entrepreneurship, future teacher, beekeeper, etc.
• Personal talents: artist, musician, performer, glassblower, runner, giving speeches, etc.
• Personal characteristics: red hair, tall, short, left-handed, etc.
3. Look local.  The next step is to generate a list of available local scholarships.  Ask your school counselor what scholarships are available through your city, county, or state.  Also, ask if local organizations offer scholarships (i.e., Knights of Columbus, etc.). Check with your parents to know if they are affiliated with potential scholarship awarding sources. For example, their employer, military status, first-responder status, church or religious affiliation, college alumni association, etc., may all offer scholarship opportunities.
4. Find major corporation scholarships.  Another source for outside scholarships is major corporations.  Most have scholarships offered that students can apply for (though some can be competitive).  You should also ask your parents and relatives if the companies they work for offer scholarships.
5. Use scholarship search engines. There are hundreds of outside scholarship search engines.  You need to create a profile on each website, then keep track of which scholarships are designated as “matches.” The number one rule for using a scholarship search engine is that you should never have to enter credit card information or pay a fee. Also, be sure to only sign up for a few, so you are not overwhelmed with options.  Some recommended sites include:
Going Merry– this database not only matches you with scholarships, but it also provides a common application.  You can apply to hundreds of scholarships straight from their website.
Fast Web– one of the more popular scholarship search sites.  You can find and organize your scholarship search through their database.
Scholarships.com– this site has a free database you can search without creating a profile.  This is a great site to look for corporate scholarships.
FinAid.org–  provides scholarship search information and information regarding other types of financial aid.  They have several helpful calculators to help you figure out how much college will really cost.
Scholarship Monkey– gives you 3 ways to search for scholarships: through a personalized search, keyword search, or looking through lists.
6. Start early and keep looking:  Most students do not begin looking for scholarships until their senior year of high school.  I find that most seniors are too overwhelmed with the college application process to begin looking for outside scholarships.  You can start looking (and in some cases even applying) for scholarships in 9th grade.  You should also continue to look for scholarships while you are a college student. When you arrive on your college campus, head to the financial aid office and ask about scholarships available to current students.  Once you declare a major, you may also be eligible to receive scholarships from your academic department.
Remember, every penny counts!  Looking for scholarships is work! I challenge you to have at least 15 to 20 scholarships you want to apply for by the time you begin your senior year of high school.  Take the time to set yourself up for success!  Your future self will thank you!

How Will You Pay for College? Financial Aid Considerations

Whether you are a senior currently submitting applications, a junior building your college list, or a sophomore thinking about college, determining how you will pay for college is an important step in the college application process.

First thing first, why is college so expensive?  While many factors affect college costs, the biggest mistake that I see families make is they fail to consider the total cost of attendance.  It is one thing to look at tuition prices, but the cost of housing in NYC will be significantly more than if you attend a college in Iowa.

Next, educate yourself about the financial aid process. Once you understand how financial aid works, you can learn how you may influence your financial aid award. If you are a current senior, you should be reaching out to the financial aid offices of the schools you are applying to.  Here are the top 12 questions you need to ask.

Turning your attention to merit scholarships (money coming directly from a college or university) is one way to reduce college costs. Still, you need to be aware of merit scholarship opportunities. To receive merit scholarships from most colleges or universities, you need to be close to or at the top of their applicant profile. Most of the students I work with who are looking for merit money are admitted to every school they apply to.  While most students create a college list with reach, match, and likely (“safety”) schools in terms of admission, students looking for money create a list that is reach, match, and likely for merit money.  Using merit scholarship search engine sites, such as Merit More, is a great way to learn about schools that are generous with merit aid. You can conduct your merit scholarship search by entering your standardized testing scores, GPA, and location. You can also search for colleges by name.

Finally, many families focus on landing outside scholarships. Searching for outside scholarships can take up a significant amount of time, so using the upcoming holiday breaks to identify (or complete scholarship applications, if you are a senior) is a great way to make sure you are doing everything you can to cut your college costs. To learn how to get started with your outside scholarship search, read College Mindset’s recent post, 6 Steps to Find Scholarships.

While considering how you will pay for college may seem like an additional hoop to jump through, it is significant.  Make sure you openly communicate with everyone involved in your college process, so you are all on the same page regarding cost, budget, and educational goals.  Taking the time to learn more about covering the cost of college now will only benefit you when it is time to make your final decision.

How to Research Colleges

Want to know all of the details about researching colleges?🤔

Watch College Mindset’s 4 part video series and learn:

Why researching colleges is so important

Where to find accurate data

How to determine your college criteria

How to organize your data when creating your college list

How to look beyond the data and research the “personality” of a college

Why it is essential to demonstrate an interest in a college or university

Get started on creating your college list today! Your parents will be so happy.

 

Free College Mindset Webinars

College Mindset is offering several free webinars to help students during this difficult time.  Please feel free to share the information with friends, family, and colleagues.

 

3-Ways to Start Your College Process

Best for freshmen, sophomores, and juniors in high school (and their parents/caregivers)

Offered:

One of the most common questions I receive from students and parents is: Where do we start? There is no doubt that the college application process has changed—and it is still changing every day. No one knows the ins and outs of every aspect of the process, but with a little patience and intentionality, you can navigate the process with ease—but you have to get started first!

In this Webinar, we will cover 3-Ways to get started with your college process.  You will learn:

  1. How to Obtain Knowledge

1st gain knowledge about the college admissions industry. What do you know about the business of college admissions?  Katherine will give you a behind the scenes look at how colleges view the admissions process.

2nd look at who you are and how you learn.  Building self-knowledge is an essential step in the college process.

  1. How to Find Your Resources

Now that you know a little bit more about who you are and how the world of admissions works, you need to determine your resources.  Katherine will review resources (including online research websites).

  1. How to Understand the Timeline

Knowing the timing of the college process is an important step.  Every participant will receive a FREE copy of College Mindset’s Ideal College Planning Timeline, which we will review during the Webinar.

How to Research Colleges

Best for sophomores and juniors in high school (and their parents/caregivers)

Offered:

Researching is an essential part of the college process and other life decisions. For example, you might research companies when you are looking for a job or internship. Katherine will cover how to research colleges (mainly online) to help students determine what questions to ask and where to find the answers.

 

Networking and Informational Interviews

Best for freshmen, sophomores, and juniors in high school (and their parents/caregivers) AND any college student

Offered:

Connecting with people can provide you with insights about a college, major, or even a job- and it is something you can still do, even while we are practicing social distancing.  As an adult, this skill will help you advance your career. In this Webinar, Katherine will show students how networking is more than learning how to make small talk. It is about finding your voice and asking great questions that will guide you towards your goals. Students will receive templates for conducting informational interviews, including how to reach out in an email and what questions to ask.

How to Manage the Transition to College

Best for seniors in high school (and their parents/caregivers)

Offered:

Change is hard, and we are all going through massive changes right now. I know some students are struggling to think about the future. However, knowing how to transition from one significant life change to another is a skill you will use forever.  You will transition from high school to college, from college to adulthood. You will change jobs and maybe someday get married or become a parent. Being able to not only anticipate change but face it head-on is perhaps the most essential life skill. In this Webinar, Katherine will cover how to handle one or your first major life transitions: going to college.  We will also discuss how this transition might look different this year, given the Coronavirus pandemic.

 

 

 

Coronavirus and College Admissions

Hello College Mindset Families,

I am sure your inbox is flooded with companies telling you what they are doing to keep customers safe in light of the COVID-19 or Coronavirus pandemic.  I am writing to extend my support to all College Mindset families since school and college closings are more than likely affecting your college process.

Remember that while many colleges are closing, as of now, most are remaining opening.  This article from Inside Higher Ed takes a look at the decision process colleges are going through. Either way, the Coronavirus is disruptive for all of us.

As with any part of the college process (and life), I want to encourage you to focus on what you have control over.  Yes, you may be canceling your spring break college visits, postponing an international trip, or disappointed that you can’t compete in a national competition- but it is going to be OK.

Here are some general tips, resources, and proactive things you can focus on as we face this time of uncertainty.

General Resources For Updates
CNN has a running list of colleges canceling classes.
NACAC has a list of college fair cancellations.
Information on SAT cancellations can be found here and individual site cancellations here.
Updates on colleges that have canceled admissions events and campus visits can be found here and here.

For high school seniors, final admissions decisions will be delivered over the next few weeks, and you are probably already anxious about determining your future.  Read through the College Mindset blog post, 5 Steps To Making Your Final Decision.  Since attending admitted student events may no longer be an option for you, I encourage you to focus on the following:

  • Review your supplemental essay, especially the “why this college” essay.  Remember what your thoughts were when you wrote it.

  • Take virtual tours of campus, through sites such as You Visit or watch videos through Campus Reel.  Make sure you also do online research about the town where the college is located.

  • Join admitted student online groups, so you can get to know future classmates.

  • Trust your gut. You have learned so much about yourself through this process and trust which college feels like it will provide you with a fulfilling and successful college experience.

For high school juniors, spring is a busy time for your college process.  Here are some things you can focus on, as this COVID-19 continues to evolve.

  • If your campus visits are being canceled or postponed, do not plan on stopping by. If a school has canceled an event, they are doing so to protect their community, and you need to respect that. Call the admissions office to figure out your options.

  • Do not worry about demonstrating interest in a college at this point and time.  I will be adding a video to the College Mindset YouTube Channel to share ways you can demonstrate interest in a school without visiting- so make sure you subscribe to learn when that is available.

  • Continue to research colleges by watching virtual tours through sites such as You Visit or watch videos through Campus Reel. 

  • Don’t worry about canceled competitions or other extracurricular activities.  Remember that every student is having to cancel plans and change directions. I encourage you to make a list of things that are being canceled due to Coronavirus so you can let colleges know how your plans changed in the additional information section of your application.  Remember, you will need to be specific, so you can’t say,  “I was planning on getting a job, but was not able to because of the Coronavirus outbreak.”  Instead, you would need to say, “I was hired to work at Dunkin’ Donuts in March 2020, but due to the Coronavirus, I was unable to start my job until May.”

  • Right now, a few standardized testing centers in some states have canceled testing. Continue to prepare for the SAT or ACT as planned.  There are always more testing dates.

For all high school students…

  • If your school is canceled, make sure you turn your focus to other things (again what you have control over). Get ahead on your homework, do some extra credit, and continue preparing for the SAT or ACT, or Advanced Placement exams (if applicable).

  • Open your Common Application account and familiarize yourself with what a college application looks like.

  • Continue to research schools through websites such as College Xpress and College Data.

  • Take a deep breath.  If you are feeling stressed about the Coronavirus, talk about it with a trusted adult.  The New York Times published the article, 5 Ways to Help Teens Manage the Anxiety About the Coronavirus.  The Center for Disease Control also has some good resources about anxiety the COVID-19.

And to all of my college students who are returning early from studying abroad or having to leave campus, you are in my thoughts.  My heart is breaking for my college seniors who are left in a place of uncertainty about graduation and other end-of-college events.

Please feel free to reach out to me if you need to brainstorm ideas to keep busy, come up with a Plan B for visits, or vent your frustrations.  You can email me directly at katherine@collegemindset.com.

Stay well,
Katherine

College Application Process Tips For Winter & Spring

Do you know what you should be working on? Watch my video for tips for high school seniors, juniors, sophomores, and freshmen.

Happy New Year!  The holidays are over and it is time to get back on track with your college process. Do you know what you should be working on?  Watch my video for tips for high school seniors, juniors, sophomores, and freshmen.

 

Do you want more tips for the college process? Check out the College Mindset Ideal College Planning Timeline!

Hats Off To The Class of 2018

As the students in the College Mindset Class of 2018 prepare to head off to the next step in the college process (orientation, anyone?) I want to take a moment to celebrate everything they accomplished. As a college counselor, it is a privilege to work with young people as they navigate one of their first major life decisions. Through all the questions, anxiety, uncertainty and ultimately, excitement, I feel so lucky to have a glimpse of who they are and who they will become.

The College Mindset Class of 2018 received 88 Acceptances after submitting 116 applications. Collectively, they received approximately 34 merit scholarship offers, totaling over $2.3 million.

In addition to managing their academics and preparing for standardized testing, they did medical research, interviewed refugees settling in Israel, worked as an archeologist assistant at the Smithsonian Natural History Museum, and completed an internship at an engineering firm. They took computer programming classes and learned JavaScript. They earned a black belt in Judo and played basketball, baseball, tennis, rugby, football, and soccer- some recovering from injuries and surgeries along the way.  They taught science to elementary school children, created a company to provided tutoring services, and refereed for youth sports. They created service trips to bring athletic equipment to children in Costa Rica. They volunteered in animal shelters and soup kitchens. They provided meals for chronically ill and house-bound patients and worked with the developmentally disabled. They worked summer jobs babysitting, peeling potatoes at a burger joint, lifeguarding at the local pool and providing customer service at a soft-serve ice cream shop. They ran for student government positions, worked on the student newspaper and mentored fellow students through Linked Crew. They taught discipleship as a student chaplain and coordinated activities for religious organizations. They played musical instruments, sung in choirs and performed in plays. They worked on the student judicial court for their local government.

The College Mindset Class of 2018 was made up of an amazing group of students who are just beginning to leave their mark on the world. The colleges and universities below will be lucky to have them!

  • American University
  • Arizona State University
  • Bates College
  • Baylor University
  • Colorado State University
  • Denison University
  • Gettysburg College
  • Seattle University
  • Texas Christian University
  • Tulane University
  • University of Colorado, Boulder
  • University of Kansas
  • The University of Texas at Austin
  • University of Pennsylvania
  • Washington University, St. Louis
  • Wheaton College (IL)

5 Steps to Making Your Final College Decision

Why Hire a College ConsultantAs with many other aspects of the college process, making your final decision is an excellent way to learn a significant life skill.  You will make decisions for the rest of your life, including deciding what to major in, which internship to apply for, and ultimately, what job offer to accept.

Making the final decision about which college to attend is the first in the long line of “life choices.” However, this particular decision is not the student’s alone. It is a family decision. The student is the one going to college, but the parents are the ones (generally) paying for it. So while it is important for students to follow the steps below, they also need to take into consideration the input of those around them. Student should also consider the 3 Questions to Ask When Making Your Final College Choice, which was covered earlier this week.

When it comes to making a decision, any decision, it is important to approach it in a step-by-step format.  Below are the steps that can be taken in order to make the final college choice, but these steps can apply to any decision you need to make in college and beyond.

Step 1: Review your priorities.

As with any major life decision, you need to go back to the core: your priorities. Why did you apply to college in the first place? What were your priorities when you began the process? How have your priorities changed? Examine all of the aspects you are looking for in your college experience: academics, location, support services, a particular club or organization, cost, etc. and rank them. Which ones are the most important to you? Which ones are the most important to your family? There can be a lot of emotion tied up into making your final college choice, so it is important to keep yourself grounded by establishing your priorities.

Step 2: Determine your questions.

When you began the process, your priorities were general: good financial aid, strong academics, an opportunity to play sports, social campus, etc. Now is the time to get specific and find evidence to determine how each campus supports your priorities. For some families, the cost of a college education is the most important factor. Being able to compare financial aid offers side-by-side and determine the out-of-pocket cost for your family is an important component of your final decision.

If one of your priorities is “strong academics,” figure what that means to you. Do you want a campus where students are well-supported by professors? Or are you looking for more concrete numbers such as the percentage of students admitted to medical school?

If you are looking for “opportunities to play sports,” determine what type of sport. Are you looking at club sports or intramurals? What teams are available? For club sports, figure out if you have to try out for the team. How competitive is the process?

The social aspects of college are often an important priority for some students. However, you need to determine what “social” means for you. Do you need to find more information about a particular club or organization? Are there activities happening on campus that interest you? Do students go home on weekends? Is Greek life popular on campus? Determining what you need to happy socially is an important step in making the final college decision.

Step 3: Collect information.

There are many ways you can collect the answers to the questions you brainstormed above. Ideally, you should plan on visiting the final colleges on your list. Staying in the residence hall, attending an admitted student event or sitting in on a class are all great ways to gain insights.

You may also want to consider requesting meetings with other individuals on campus. Interested in a music group? Email the director. Curious about a particular major? Contact a faculty member in that department. Reaching out to individuals on campus may seem like an intimidating idea, but professors and administrators are often very open to meeting with prospective students. Just make sure if you schedule a meeting, you prepare questions ahead of time.

You should visit a college before you attend, but if you are not able to make it out for a second visit before May 1st, there are plenty of other ways to college information.

  • Call the admissions office and ask to speak with a current student.

  •  Ask your guidance counselor to put you in touch with students from your high school who are attending the school.

  • Join Facebook groups associated with the school (specifically if there is a group for your graduating class).

  • Call specific departments and ask questions. Just like the statements about meeting with individuals if you are going to campus, you can accomplish the same goals by picking up the phone.

  • Review outside sights- but don’t base your final decision on what is posted there. Use the opinions posted to formulate your questions then use the resources above to look into any issues you find further.

The bottom line is that you need to explore EVERY aspect of the final colleges on your list. This not the time to feel like you are being a nuisance or think that you will figure it out later. ASK ALL OF YOUR QUESTIONS.

Step 4: Make a pros and cons list.

After you have reviewed your priorities and found answers to your questions, make a pros and cons list. Sometimes seeing all of the information laid out will make the answer clear.

Step 5: Make a decision, and stick to it.

After completing the steps above, you need to make a final decision. If the answer is not immediately clear, consider these techniques:

  • Give yourself a deadline. Stewing about the decision is not going to make it easier. By giving yourself a time limit, you force yourself to move forward.

  • Flip a coin. This may sound like a trivial way to make a decision, but sometimes it will reveal how you honestly feel based on the decision being made for you.

  • Say it out loud. Telling someone you trust your final decision (before you announce it to the rest of world) is a good way to ease into it. Saying it out loud makes it real.

  • Sit on it for a few days. Choose one college and then proceed for a few days as if you are a student of that college. How does it feel?

Once you have made your final decision, don’t look back. Be excited for what lies ahead and turn your focus away from what could’ve been.

Often if you are in the position of choosing between 2 or 3 colleges, there is no wrong choice. If you truly have taken the time to examine what you need to be successful in college, you will more than likely be able to make that happen at any of the colleges that were a part of your final decision process.

 

3 Questions to Ask When Making Your Final College Decision

The ProcessThe tables have turned. You have spent years trying to figure out how to impress colleges, and now colleges will spend the next month trying to convince you to enroll. They will send you gifts and fancy pamphlets. They will call you and invite you to special programs.

You have until May 1st to decide, so how do you sort through all of the information you are receiving? How do you know that you are making the best final college choice?

The truth is that making your final college decision is not an exact science, and it is going to be a different process for every student, however below are a few questions every student should ask as they are comparing final college options.

1. Which college is the best fit for you academically?

Academics are the center of your college experience. For some students, academic “fit” is a particular major. For others, it is having adequate support systems (i.e. tutoring or academic advising). It is important to know what type of student you are to determine if a college is a good fit for you academically. Here are some specific questions to ask about the academic aspects of college:

  • What is the core curriculum of each school? Will you be required to take specific courses that you may struggle with (i.e. math or foreign language)?

  • Do you know what you want to major? If so, research that academic department. Read the faculty bios and look at the required courses. Are there opportunities to explore your major outside of the classroom (i.e. conduct research, internships, etc.)

  • If you don’t know what you want to major, determine how each college will help you make that decision. How much access will you have to an academic advisor? Will the career center help you explore different career options? Does the general curriculum allow you to take courses in multiple disciplines so you can nail down what academic subjects interest you?

  • What is the academic environment of each college? Are students competitive with each other or supportive? Are the classes large or mainly discussion based? Do professors meet with students outside of class?

Knowing what type of academic environment you need to be academically successful is an important consideration for your final college choice.

2. How do the colleges compare financially?

It is essential to understand all of your financial aid awards when making your final college choice. So what should you consider when comparing awards?

  • Determine your budget. Every financial aid award should give you an example student budget. The budget should include an amount for tuition and fees, room and board, books and supplies, personal expenses, and travel/transportation. If this information is not in your financial aid award, contact the college and ask for it.

  • Once you determine your suggested budget, figure out if your needs will change aspects of the budget. For example, if are you looking at colleges out of state, your transportation budget might be higher (depending on how often you want to fly home). If you are looking at specific major that requires addition expenses, you need to take that into consideration. If you are thinking of living off-campus, your room and board and personal expenses may change.

  • Check on the details of each aspect of your financial aid award (grants, scholarships, loans, work-study, etc.). When do you have to pay back each loan? What is the interest rate? Is the scholarship just for the first year or for all four years? If the scholarship is renewable, what does the student need to do to keep it (usually it is maintaining a certain GPA)?

  • Make sure you understand the difference between taking out federal and private loans. If you need to take out private loans, do your research. Learn the true cost of student loans by using a loan calculator to determine how much your loan will be once you pay it off.

  • Determine the actual cost of each college. Create a spreadsheet or use an on-line tool to determine the final net price of each school.

Once you have the final cost in front of you, that may be the determining factor in your final decision. For other families, it is more complicated. More often than not, your “dream school” is going to cost more. It means student debt and financial strain for the parents. It is important to have an honest conversation about what debt will mean for the student and the entire family.

3. Which college is the best fit for your everyday life?

Remember you are not just visiting a college anymore, you are going to live there. You will eat, sleep and exist in an entirely new environment. Here are some important questions to ask you look to transition to this next phase of your life.

  • Consider location. How far away from home will you be? Will be it be a different environment than what you are used to (i.e. urban vs. rural)? Will it is important to step outside of your location comfort zone for the “right” college, you need to consider how location will change how you currently live.

  • Where will you feel at “home” at the college? Making sure a college feels comfortable is important. Can you continue habits you have already formed (i.e. exercising, hiking, etc.)? Are there clubs and organizations are offered that match your interest? Is there an opportunity (i.e. a church, non-profit organization, etc.) in the surrounding area that will help feel like a part of the community?

  • Are you too focused on the amenities? So many colleges are trying to emphasize extra services (i.e. room service and valet parking), but are these things going to help you be successful in college? Are they going to help you explore your intellectual interest or develop the skills you need to hold down a job?

  • Does the overall mission of the college a match to your personal goals? Is the school striving to teach “global citizens” or “critical thinkers”? If so, how have they integrated that mission into the curriculum and community? How does the mission of the college correspond with your goals for your future?

Making your final college choice can be stressful, but if you take the time to make sure all to find answers to all of your questions, you will be able to make a well-informed choice.